495 E Emerald Lake Drive, Sumter, SC 29153

$452,500

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,387 Lot Size (sq. ft.): 47,916 Status: Closed

Current Price: $452,500 List Date: 5/18/2026 Last Modified: 9/03/2026

Overview

Description

Welcome home to this cozy waterfront retreat nestled on over 1 acre! This charming brick ranch-style home offers 4 bedrooms, 2.5 baths, and plenty of space to spread out and relax. Inside, you'll love the warm and inviting living area, large eat-in kitchen, formal dining room, and 2 flexible spaces perfect for a home office, playroom, or hobby space. The sunroom with a new PTAC unit is the perfect spot to enjoy peaceful water views year-round, while the FROG also features a new PTAC unit for added comfort. Step outside to enjoy the fenced backyard, patio area, private dock, and screened-in gazebo overlooking the water — ideal for quiet mornings or entertaining friends and family. Complete with a 3-car garage and conveniently located just minutes from downtown Sumter, Shaw Air Force Base, and I-20, this home offers the perfect blend of peaceful country living and convenience.

Listing Details MLS# 202642

General Property Information

Bedrooms Total: 4
Bathrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Above Grade Finished Area: 3387
Living Area: 3387
Living Area Source: Appraiser
Accessibility Features YN: No
New Construction YN: No
Year Built: 1997
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Lot Size Acres: 1.1
Association YN: Yes
Association Fee: 225
Association Fee Frequency: Annually
Water Body Access YN: Yes
Waterfront YN: Yes
Outdoor Living Spaces YN: Yes
Basement YN: No
Fireplace YN: Yes
Community Pool YN: No
Pool Private YN: No
Senior Community YN: No
Home Warranty YN: No
Sign On Property YN: Yes
Auction YN: No
Flood Zone YN: No
List Price/SqFt: 135.81
Sold Price/SqFt: 133.6

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven; Range; Refrigerator Architectural Style: Ranch Association Fee Includes: Maintenance Grounds; Water Assumable: No Community Features: Other Cooling: Heat Pump Door Features: Storm Door(s) Exterior Features: Storage Fencing: Chain Link Fireplace Features: Gas Log Flooring: Carpet; Luxury Vinyl Foundation Details: Slab Heating: Heat Pump Interior Features: Cathedral Ceiling(s); Double Vanity; Eat-in Kitchen; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Levels: One and One Half Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Landscaped Other Equipment: None Other Structures: Gazebo; Shed(s) Outdoor Living Spaces Features: Enclosed Porch; Front Porch; Rear Patio Parking Features: Attached Garage Possession: Close Of Escrow Road Responsibility: Public Maintained Road Road Surface Type: Paved Roof: Architectural Shingles Security Features: Security System Sewer: Septic Tank Showing Considerations: Occupied Siding: Brick Special Listing Conditions: Deeded Structure Type: House Utilities: Cable Available; Electricity Available; Water Available View: Neighborhood; Water Body View Water Body Access Type: Association; Shared Water Body Features: Fishing; Pier Water Body Type: Lake Water Body View: Yes Water Source: Public Window Features: Blinds Showing Requirements: Appointment Only; Call Listing Agent

Contract Information

Comp Sale YN: No
Original List Price: 459990
Listing Contract Date: 2026-05-18
Property Sub Type: Single Family Residence
Listing Agreement: Exclusive Right To Sell
Owner Name: McCoy Colin W Kathy A
Occupant Type: Owner

Location Tax and Legal

Street Number: 495
Street Direction Prefix: E
Street Name: Emerald Lake
Street Suffix: Drive
County: Sumter
State: SC
Postal Code: 29153
Subdivision Name: Emerald Lakes
MLS Area Major: Sumter

Remarks and Miscellaneous

Public Remarks: Welcome home to this cozy waterfront retreat nestled on over 1 acre! This charming brick ranch-style home offers 4 bedrooms, 2.5 baths, and plenty of space to spread out and relax. Inside, you'll love the warm and inviting living area, large eat-in kitchen, formal dining room, and 2 flexible spaces perfect for a home office, playroom, or hobby space. The sunroom with a new PTAC unit is the perfect spot to enjoy peaceful water views year-round, while the FROG also features a new PTAC unit for added comfort. Step outside to enjoy the fenced backyard, patio area, private dock, and screened-in gazebo overlooking the water — ideal for quiet mornings or entertaining friends and family. Complete with a 3-car garage and conveniently located just minutes from downtown Sumter, Shaw Air Force Base, and I-20, this home offers the perfect blend of peaceful country living and convenience.

Status Change Information

Major Change Type: Status Change
Status Change Timestamp: 2026-09-03
Purchase Contract Date: 2026-07-10
Close Date: 2026-09-02
Close Price: 452500
Buyer Financing: VA
Closing Costs: 8500

More Information

Documents

Sellers Disclosure ›

Listing Office: Gaymon Realty Group

Office Email: hughgaymon2002@msn.com

Listing Agent: Tyler Christman